If your ATM card blocked after entering wrong PASSWORD 3 times then here is the solution.
Last week a friend of mine tried to withdraw some cash using his
HDFC Debit card at a Union Bank of India ATM. May be he was in some
sort of hurry, he entered his PIN wrongly, thrice. As you’d expect, his Debit card was blocked. It was written on the ATM transaction slip: ‘ATM card blocked, please visit your branch’.
I told him that it’d only be blocked for a day and in case he remembers the PIN correctly he can use the same PIN without any problem from the next day. He wasn’t convinced and immediately went to his home branch, which was just a Kilometer or so away from where we were. Another friend of mine accompanied him to the branch while I was waiting there. They came back, with confirmation that the same PIN will work after 24 hours.
So why this story now?
Because in case you come across such situation, all you need to do is wait for a day and then try with the same PIN again tomorrow. My friend has a HDFC Debit card, and I can confirm this is also applicable to ATM/Debit cards of popular banks such as SBI (and all its associate banks), ICICI Bank, Axis Bank and PNB.
In case you really forgot the PIN, then you need to visit the branch or call the respective phone banking numbers to get your PIN reset. Different banks’ have different charges for resetting the PIN. For SBI or its associate banks’, its a nominal charge of Rs.100.
Note: Your card can also be blocked if you enter the PIN wrong (3 times) at a Point of Sale, for example at any merchant store. And it will also be blocked, if 3 wrong entries occur in a combination of ATM and Point of Sale tries, such as 2 at ATM and 1 at Point of Sale.
PIN RESET
If you enter your PIN wrongly thrice or you have forgotten your PIN, you should immediately get a new PIN. Now, you don’t have to get a new ATM card to get a new PIN. You can simply get the PIN reset at the branch while using the existing card itself. A charge of Rs.51 will be charged to reset your PIN.
In future, the bank aims to make this process even more easy by bringing the feature of PIN reset online. Users will be able to reset their ATM PIN using their Internet Banking account. Certain prepaid travel cards from SBI already has this option to reset PIN online and this facility will soon be available for normal ATM Debit cards too.
In case where you know your PIN number and want to change it to something of your choice, you can do that by visiting any State Bank ATM itself. Insert your card and select services and then change the PIN number by entering your old PIN number first.
I told him that it’d only be blocked for a day and in case he remembers the PIN correctly he can use the same PIN without any problem from the next day. He wasn’t convinced and immediately went to his home branch, which was just a Kilometer or so away from where we were. Another friend of mine accompanied him to the branch while I was waiting there. They came back, with confirmation that the same PIN will work after 24 hours.
Because in case you come across such situation, all you need to do is wait for a day and then try with the same PIN again tomorrow. My friend has a HDFC Debit card, and I can confirm this is also applicable to ATM/Debit cards of popular banks such as SBI (and all its associate banks), ICICI Bank, Axis Bank and PNB.
In case you really forgot the PIN, then you need to visit the branch or call the respective phone banking numbers to get your PIN reset. Different banks’ have different charges for resetting the PIN. For SBI or its associate banks’, its a nominal charge of Rs.100.
Note: Your card can also be blocked if you enter the PIN wrong (3 times) at a Point of Sale, for example at any merchant store. And it will also be blocked, if 3 wrong entries occur in a combination of ATM and Point of Sale tries, such as 2 at ATM and 1 at Point of Sale.
PIN RESET
If you enter your PIN wrongly thrice or you have forgotten your PIN, you should immediately get a new PIN. Now, you don’t have to get a new ATM card to get a new PIN. You can simply get the PIN reset at the branch while using the existing card itself. A charge of Rs.51 will be charged to reset your PIN.
In future, the bank aims to make this process even more easy by bringing the feature of PIN reset online. Users will be able to reset their ATM PIN using their Internet Banking account. Certain prepaid travel cards from SBI already has this option to reset PIN online and this facility will soon be available for normal ATM Debit cards too.
In case where you know your PIN number and want to change it to something of your choice, you can do that by visiting any State Bank ATM itself. Insert your card and select services and then change the PIN number by entering your old PIN number first.
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