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Sunday, 22 January 2012
Information of Student Loans at Bank of India
Information of Student Loans at Bank of India
Vidya Vardhini Scheme
Purpose:
Pursuit of studies In India and abroad.
Approved Courses:
Graduate and post-graduate courses in engineering, computer technology, medicine etc. All vocational courses/job oriented diploma courses, recognized by govt and universities. Similar courses pursued in universities abroad. Full time post graduate research in any of the afore said subjects.
Eligibility:
Should be a citizen of India . For vocational training courses and job oriented course age of the individual should be between 15-28 years, and 18-30 in case of post graduate courses and/or studies abroad. The applicant should have a good academic record. For studies abroad, the candidate should have secured admission in a particular university after having appeared in the specific entrance examinations. The applicant should have secured a minimum of 50% marks in the major subject. In case of SC/ST candidates eligibility norms may be relaxed.
Amount of loan:
The loan could vary depending on the specific subject requirement. For studies abroad Rs15 lakhs. For studies in India Rs 7.5lakhs.
Margin:
Upto Rs 4lakhs –nil, For Studies in India- 5%, For studies abroad-15%.
Repayment:
Within 15 years from the first date of disbursement, including moratorium period.
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